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How to Qualify for a Mortgage and Dominate your Real Estate Dreams as a sexy Entrepreneur...

Are you stressing over rent, homeownership and bank loans? Denver based real estate agent KiKi the Property Dominator gives us the insider tips on how to qualify for a mortgage as a sexy entrepreneur.



As a content creator or cam girl, you are a business owner and entrepreneur, and yes, you can qualify for a mortgage! The key is to set up and run your business correctly, so you can show lenders you’re capable of making regular mortgage payments. Let’s break down the steps you need to take to prepare yourself for homeownership.


Step 1: Setting Up Your Business First things first, you need to establish your business legally, which means setting up an LLC (Limited Liability Company) with your Secretary of State. Don’t worry; the website will guide you through the process, and it’s relatively inexpensive. If you’re unsure if an LLC is right for you, a consultation with a tax professional or business attorney is worth it, but for most solo entrepreneurs, a single-member LLC works perfectly.


Step 2: Get Your EIN Number Next, you’ll need an EIN (Employer Identification Number) from the IRS. This is simple and can be done online. Once you have your EIN, you can open a business bank account.


Step 3: Open a Business Bank Account Once your LLC is established, head to the bank with your EIN number to set up a business account. Check with your bank about any additional documents needed, as well as any monthly fees. Some banks waive fees with regular deposits or a higher account balance, but be prepared to budget for those fees.


Step 4: Keep Business Finances Separate One of the best ways to simplify your bookkeeping is to keep all business-related transactions in one place—your business account. Deposit your revenue there, pay all your business expenses from it, and track everything. Nail appointments, lash extensions, or any personal branding-related expenses should be logged as business expenses.


Step 5: Track Your Income and Expenses Knowing your numbers is essential! Use a spreadsheet or a program like QuickBooks to track everything, from revenue to expenses. QuickBooks even offers handy tools like profit & loss reports and mileage tracking. Scan and upload receipts as you get them—don’t wait until later to organize.


Step 6: Qualifying for a Mortgage The most important factor when applying for a mortgage is demonstrating that you can handle the monthly payments. Here are some quick tips to help you qualify: Show Your Income: Even if some years you don’t deposit all your cash or you have higher expenses, focus on showing as much income as possible when trying to qualify. Tax Returns or Bank Statements: Lenders typically want to see two years of tax returns, but in some cases, you can qualify with just 12 months of bank statements.


Down Payment Options: While putting 20% down is great, it’s not required! You can get into a home with just 3-5% down and may even qualify for first-time homebuyer programs. Get Help from a Professional!



Don’t try to navigate this alone! Working with a mortgage or real estate professional (like me!) early in the process is crucial. I’m here to provide you with the education and information you need to make your homeownership dreams a reality. Remember, you are no different than any other self-employed business owner. You’ve got this! Reach out to me, Kiki the Property Dominator, and let’s Dominate Your Real Estate Dreams!


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